About us:

Branch is on a mission to empower workers with financial freedom. We do this by helping companies accelerate payments and providing working Americans with accessible, free financial services. We’re committed to building and delivering more inclusive, transparent, and frictionless financial products.

Our goal of empowerment extends to our own employees, too. Have a great idea? Share it today and it might just get implemented tomorrow. As a member of our team, your voice and creativity matter—and they can directly impact our products, company, and culture.

We not only focus on attracting great talent from across the country, but also on building teams that help that talent thrive. That means valuing a diversity of opinions and working styles, while creating a shared belief in innovation, initiative, and winning together.

Come join our team as we develop new ways to improve the lives of working Americans.

About the role:

We are seeking a motivated and business-oriented attorney to join our legal team as Assistant General Counsel. This role is designed for a mid-level attorney who thrives on variety and will support the development, launch, and operation of innovative financial products and services. The role will also tackle everything from commercial contracts and financial regulatory questions to go-to-market strategy. You'll be a trusted advisor across the business with the chance to work on a wide range of legal issues in a fast-moving fintech environment.

The ideal candidate has experience advising product and commercial teams on legal and regulatory issues affecting fintech, payments, consumer financial services, and related technology products.

The candidate will work cross-functionally with product, engineering, compliance, operations, and go-to-market teams to provide practical legal guidance throughout the product lifecycle.

This role reports to the General Counsel and works closely with the Product, Engineering, Compliance, and Risk teams.

Key Responsibilities:

• Advise product and business teams on the design, launch, and operation of fintech and payments products, including consumer and commercial financial services offerings.
• Serve as a versatile legal advisor across Branch's business units, providing practical guidance to product, engineering, sales, and marketing on commercial, regulatory, and corporate matters.
• Provide legal guidance on applicable federal and state laws and regulations, including consumer protection, payments, money transmission, bank partnership, UDAAP, privacy, and marketing requirements.
• Draft, review, and negotiate a broad range of agreements, including customer contracts, and partnership arrangements.
• Monitor and analyze relevant legal and regulatory developments, including data privacy laws (CCPA and other state laws), licensing requirements, consumer protection laws, and other laws impacting the payments and fintech space.
• Support product teams on product and feature development and go-to-market strategies.
• Advise on marketing, advertising, and customer communications relating to financial products and services.

Qualifications:

• J.D. from an accredited U.S. law school and active membership in good standing in at least one state bar.
• 5-8 years of legal experience, ideally with a mix of law firm and in-house practice.
• Experience advising fintech, payments, banking, or technology companies on product and regulatory matters.
• Familiarity with consumer financial services laws and regulations, including UDAAP, EFTA/Regulation E, privacy, marketing, and payments-related requirements.
• Ability to manage multiple projects independently and balance legal risk with business objectives.
• Risk-balanced decision-maker with the ability to simplify complex regulatory requirements into practical guidance and contractual protections.
• Strong analytical, communication, and negotiation skills with a practical, solution-oriented approach.
• Comfortable working independently in a dynamic, high-growth environment while collaborating across product, engineering, risk, go-to-market and other internal teams.

Preferred:

• Experience with banking-as-a-service, embedded finance, earned wage access, prepaid, digital wallets, cards, ACH, or payments products.
• Experience supporting product counseling in a high-growth or technology-driven environment.
• Familiarity with relationships involving sponsor banks, processors, or payment networks.

Compensation:

The salary range for this role is $225-250k.

The salary range displayed reflects an average base salary range for the position across all the U.S. The base salary offered to an applicant could be higher or lower based on each applicant's specific skill set, depth of experience, relevant education or training, etc.

Location:

This position is classified as REMOTE within the United States of America.

We are unable to hire candidates located outside of the domestic U.S.

Benefits:

• Market-leading medical, dental, and vision insurance
• Stock options
• Free Premium-Tier Origin Financial Wellness subscription
• Monthly home-office stipend
• 401k (TransAmerica)
• 12-weeks paid parental leave for birthing and non-birthing parents
• Flexible time off + sick and safe time
• 11 paid company holidays
• Branch@Branch Same Day Pay Option

Working at Branch

A remote-first company with employees located throughout the U.S., Branch emphasizes transparency, accountability, and trust to create a collaborative environment where our product, engineering, marketing, customer support, customer success, and sales teams can all thrive together. Learn more about what we do in this video!

Our collaborative spirit has helped us become an award-winning FinTech company, with Branch’s innovation and workplace recognized across industries. Branch has been honored by Inc., the Webby Awards, Benzinga FinTech Awards, FinTech Breakthrough Awards, Top Workplaces USA, Great Places to Work, and EY Entrepreneur of the Year, Heartland, among others.

Learn more about our culture, approach, technology, and people here: https://www.branchapp.com/about

Branch is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Must be currently authorized to work in the USA without sponsorship or transfer.

No third-parties, please.

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