About Kredete

Kredete is a financial technology company building modern financial infrastructure for global money movement. We help businesses and individuals move money instantly across borders, and access financial products designed for a globally connected world.

Powered by stablecoins and modern payment systems, Kredete enables faster, more affordable, and more accessible cross-border transactions across 60+ countries. Our mission is to transform global finance by building secure, scalable, and customer-centric financial solutions for individuals and businesses.

We’ve built a product customers love and a business that is scaling rapidly. Kredete operates across New York, Lagos, London and Riga, and is backed by world-class investors. As we expand into new markets and product lines, we are building the next generation of cross-border financial infrastructure.

At Kredete, you’ll join a company in motion—ambitious, profitable, fast-moving, and deeply product-driven—where impact is visible, execution matters, and growth is underway. We value ownership, speed, curiosity, operational excellence, and people who thrive in high-accountability environments.

About the role

Kredete Inc. is seeking a capable and commercially minded Finance Lead to oversee its financial operations, reporting, planning and internal financial controls. The successful candidate will be responsible for maintaining accurate financial records, supporting strategic decision-making through financial analysis and ensuring that the company's financial processes are efficient, transparent and aligned with applicable accounting standards and regulatory requirements.

The Finance Lead will work closely with management and other relevant stakeholders across the Kredete Group to support the financial performance of the group as the business continues to grow across multiple markets.

What you'll do

• Financial Management and Reporting: Oversee the preparation and maintenance of accurate financial records, management accounts and periodic financial reports.
• Budgeting and Forecasting: Lead the preparation of annual budgets, financial forecasts and variance analyses to support business planning and resource allocation.
• Cash Flow and Treasury Management: Monitor cash flows, liquidity positions, bank balances and funding requirements to support effective financial management.
• Financial Controls and Governance: Establish and maintain appropriate financial controls, approval processes, reconciliations and expenditure monitoring procedures.
• Accounting and Financial Compliance: Ensure financial records and reporting processes comply with applicable U.S. accounting standards, tax requirements and other relevant financial obligations.
• Tax and Statutory Reporting: Coordinate tax filings, statutory financial reporting, external accounting support and other applicable financial compliance obligations.
• Audit and Assurance: Coordinate internal and external audits, prepare supporting documentation and ensure timely resolution of audit findings.
• Payments and Expense Management: Oversee financial workflows relating to vendor payments, expense management, invoicing and accounts payable and receivable.
• Financial Analysis and Business Support: Provide management with financial insights, performance analysis and recommendations to support commercial decisions and sustainable growth.
• Intercompany and Group Reporting: Support intercompany reconciliations, group reporting, cost allocations and financial coordination between Kredete Inc. and relevant subsidiaries.
• Risk Management and Financial Integrity: Identify financial risks, including liquidity, fraud, reconciliation and control weaknesses, and implement appropriate mitigation measures in collaboration with relevant teams.
• Stakeholder Management: Liaise with banks, auditors, tax advisers, financial service providers and other external stakeholders on finance-related matters.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics or a related discipline.
• Professional accounting qualification such as CPA, ACCA or an equivalent qualification is preferred.
• Relevant experience in financial management, accounting, financial reporting or a similar role, preferably within fintech, financial services or a technology-driven business.
• Strong understanding of financial reporting, budgeting, cash flow management and internal financial controls.
• Experience working with accounting systems, financial reporting tools and spreadsheet-based financial models.
• Familiarity with U.S. accounting and tax requirements is an advantage.
• Experience supporting multi-entity or cross-border operations is desirable.

Key Competencies

• Strong analytical and problem-solving skills.
• High attention to detail and commitment to financial accuracy.
• Sound judgment, integrity and professional discretion.
• Ability to manage competing priorities and meet reporting deadlines.
• Strong communication and stakeholder management skills.
• Ability to work collaboratively across Finance, Compliance, Operations and other business functions.
• A proactive approach to improving financial processes, controls and reporting efficiency.

Key Success Measures

Performance in this role will be assessed against:

• Accuracy and timeliness of financial reporting.
• Effectiveness of budgeting, forecasting and cash flow management.
• Timely completion of reconciliations and resolution of financial discrepancies.
• Strength and effectiveness of financial controls.
• Timely completion of applicable tax, statutory and audit requirements.
• Quality of financial insights and support provided to management.
• Effectiveness of intercompany reconciliations and group financial reporting.