2,633
companies
4,939
Jobs
Leverage our network to build your career.
If you are a Techstars portfolio companyclaim your profile.

Data Science

NIRA

NIRA

Data Science
Bengaluru, Karnataka, India
Posted on Monday, August 28, 2023
NIRA is a consumer finance company targeting India's lower middle class. Our first product is credit.Today, we receive 10000 new loan applications daily from across 4000 cities in India, and we aregrowing 20-25% MoM. People reach us at their time of need, and we offer them a credit limit via ourapp. Money reaches their bank account within 24 hrs of application.Since our launch in 2018, we've made large strides towards product market fit; we have a clear viewof who our customer is, what our proposition is to them, and our positioning in the market. In short,we've laid a solid foundation; now it's time to hyper scale.After a strong performance during Covid, we have entered our next phase of growth. We are lookingfor pragmatic data scientists who would apply their data science and engineering expertise on thevast reams of data getting generated in the business. Your outcome will be rapidly iterating decisionengines that will enable access to credit to millions of Indians.You'll work closely with the founders, underwriting & collections team to achieve these objectives.Roles & Responsibilities
  • Own end-to-end data science projects from the exploration phase to implementation in
production to post-production iterations
  • Improve our infrastructure for training and deploying machine learning models
  • Consolidate datasets comprising range of structured and unstructured data; get involved in ETL
process if required
  • Develop contextual domain knowledge around the problem by interacting with a range of
stakeholders
  • Build explanatory as well as predictive models for fraud detection & credit risk assessment
Skills & Qualifications
  • Strong proficiencies in various statistical and non-statistical approaches to machine learning
 1-4 years experience dealing with large real-world datasets, running an iterative MLpipeline in a production environment
  • Substantial experience building mission-critical systems
  • You should be technical, and be able to quickly pick up new engineering skills needed
  • You have a strong framework to differentiate a good model from the bad
  • You are curious to uncover the story behind the data
  • Domain experience in credit and risk is highly preferred.
To be successful in this role, you would need to be highly analytical, have the ability to synthesiseinformation well from disparate sources, and be extremely curious about the problem! In return,you would get to work on proprietary, hard to reproduce, rich financial and behavioral datasets andship models that will be a force multiplier for our customers.Our Tech StackThe primary interface for our 40000 daily active users is our Android app written in Java. On thebackend we have 100+ microservices with serverless deployment that handle the entire userservices and workflow management from onboarding, data collection, decision engine, documentprocessing, disbursals and collections. This is complemented with an internal NodeJS application forOperations workflow management. Our data science modules & decision engines are written inPython and deployed over serverless architecture as well. We have DynamoDB as our primarydatabase, and AWS Glue based ETL architecture for our secondary database. Querying on secondarydatabase is via Athena.More on NIRA NIRA was 1 of the 10 companies selected for the inaugural Techstars Accelerator inIndia; 1 of the 10 companies selected for Class III of the Google Launchpad AcceleratorIndia, and 1 of the 8 Indian finalists of AWS Startup Architecture Challenge 2020. NIRAhas raised $7m+ in seed & pre-series A funding.Skills: ml models,engineering,credit,risk