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Lead Engineer

NIRA

NIRA

Sales & Business Development
Bengaluru, Karnataka, India
Posted on Monday, August 28, 2023
Senior Software EngineerStarting with credit, NIRA aspires to be the pre-eminent financial brand for the massmarket or Middle India;. We already have customers in over 5,000 towns and cities,and were growing quickly. It's a very exciting time to join us. We have over 200+employeesCurrently, only 10% of Indians can use banks when they need credit: banks typicallyrequire a high credit score or collateral, something most people don't have. It neednot be this way. Using a combination of traditional data and the vast amount of digitaldata available, it is now possible to score the unscored.Today, we receive 15000 new loan applications daily from across 4000 cities inIndia, and we are growing 15-20% MoM. People reach us at their time of need, andwe offer them credit via our app. Money reaches their bank account within 24 hrs ofapplication.We are addressing head-on a big challenge. It's also a great opportunity from both acommercial and societal impact perspective. We can improve lives for millions. It isno exaggeration to say that our addressable market will be 400mm within 5 years.It's pretty exciting, we think.If our mission resonates with you, and you are a talented and hardworking individualthat wants to commit yourself to an incredible challenge, then we want to hear fromyou.As one of the primary engineers on the team, you'll be building and scalingproduction systems for our growing customer base. You’ll work on a breadth ofsystems including real time decision engines, loan origination, collection, dynamiccredit, deep integrations with Indian FIs, KYC, smart document processing ourinternal workflow management applications. You'll also work on the new productsthat we introduce to improve the financial lives of our customers.Your Work Will Involve End to end execution from design & development to testing of solutionsfor various customer and business use cases Drive automation across customer lifecycle including but not limited tofraud detection and credit decisions Build capabilities to launch new products for our customers Prototype and build new solutions to manage rapid scaling whilemaintaining low latency Evaluate, upgrade & drive engineering process orientation within theteam Mentor younger engineers Skills & Qualifications Have hands on experience with Java 4+ years experience in software development on large scale productionsystems Comfortable with multiple layers of infrastructure and application stack -UI, application layer, database, and security Deep working knowledge of SQL &; NoSQL databases 3+ years experience on large scale production systems 1+ years experience with AWS products - DynamoDB, Lambda, Glue,Kinesis, SQS, S3 etc. Be excited about the power of technology to transform finance for thebetter!We are looking for someone who thrives in the growth stages of a company, is able tothink with clarity despite uncertainty and is self driven.Tech stack: The primary interface for our 80,000 daily active users is our Androidapp written in Java. On the backend we have 100+ microservices with serverlessdeployment that handle the entire user services and workflow management fromonboarding, data collection, decision engine, document processing, disbursals andcollections. This is complemented with an internal NodeJS application for Operationsworkflow management. Our data science modules & decision engines are written inPython and deployed over serverless architecture as well. We have DynamoDB asour primary database, and AWS Glue based ETL architecture for our secondarydatabase. Querying on secondary database is via Athena. PressYou can learn more about NIRA here:https://www.livemint.com/companies/news/iifl-finance-partners-nira-to-offer-personal-loans-11646286609212.htmlhttps://yourstory.com/2019/05/startup-fintech-nira-entrepreneur-loans/https://www.livemint.com/companies/news/muthoot-finance-partners-with-nira-to-provide-personal-loans-11620309871295.htmlhttps://www.financialexpress.com/money/personal-loan-collection-rates-return-to-pre-covid-levels-data-from-nira-reveals/2313170/#fintech #seniorsoftwareengineer #dataengineer #startupSkills: java,sql,aws products